A Bailiff is someone who works on behalf of the courts. Over the years many debt collectors have called themselves bailiffs as a scare tactic whilst standing outside someone’s house insisting on a large payment that they cannot afford. It is scary and it is a tactic that works. Bailiffs are generally there to find a solutions, will advise you on your rights and if they can settle the debt without going to extreme lengths, they will. Debt Management can work even in these situations, we quite often get a new client calling us for the first time when the bailiff is at the front door, many bailiffs will talk to us straight away, with the authority of our client and we can quite often get an arrangement in place to satisfy the bailiff.

Bailiffs are entitled to seize any goods to the value of your debt. They are not allowed to remove items that you need to satisfy basic domestic needs, such as your bed, tools for work, furniture etc..

The Office of fair trading have issued guidelines that debt collectors must follow – Office of Fair Trading’s guide.