Bailliffs-What do i do?
YOU DO NOT HAVE TO LET A BAILIFF INTO YOUR HOME
A Bailiff is someone who works on behalf of the courts. Over the years many debt collectors have called themselves bailiffs as a scare tactic whilst standing outside someone’s house insisting on a large payment that they cannot afford. It is scary and it is a tactic that works. Bailiffs are generally there to find a solutions, will advise you on your rights and if they can settle the debt without going to extreme lengths, they will. Debt Management can work even in these situations, we quite often get a new client calling us for the first time when the bailiff is at the front door, many bailiffs will talk to us straight away, with the authority of our client and we can quite often get an arrangement in place to satisfy the bailiff.
Bailiffs are entitled to seize any goods to the value of your debt. They are not allowed to remove items that you need to satisfy basic domestic needs, such as your bed, tools for work, furniture etc..
The Office of fair trading have issued guidelines that debt collectors must follow – Office of Fair Trading’s guide.
Hi,
basically i messed up with paying my council tax, i admit i buried my head in the sand hoping it wud go away! yeah right how stupid am i!
I have had financial hardship during the last 12 months and i have 4 children so things have been really tight. Recently I have had the bailiffs around to my house which was really scary but they were really decent, they explained the whole process to me and even though i am in debt, how i can go about getting everything sorted. I have contacted a number of debt management companies over the past few months and found the girls at Debtsorters to be really helpful. I set an account up with them and they contacted the bailiffs for me and agreed a payment scheme with them. I wish i had done something before Christmas, my children had a good time but i was so stressed and worried about the amount of debt i have and where was it all going to end up. I still have the debt but the bailiffs are off my back and the other debts are at least getting payments every month. I hope that if someone does read this and they are really struggling to pay their debts, please don’t bury your head in the sand, call Debtsorters and see what they can do for you, everything changed for me in a matter of days.
Sally